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Loan services

Financing for what comes next.

Explore practical borrowing options for vacations, vehicles, personal needs, weddings, boats, RVs, and more—with local service from LNFCU.

Choose the loan that fits.

Rates and approvals depend on eligibility, creditworthiness, income, collateral, and other underwriting requirements.

Year-round vacation loans

Borrow up to $5,000 for up to two years. LNFCU’s published example states that a $5,000 loan at 6.99% for 24 months would have an estimated monthly payment of $223.86.

Calculate your estimate →
6.99% APR as low as

Small emergency loan

The current LNFCU site describes borrowing up to $1,000 for one year at a 15% flat rate, with no credit check, subject to proof-of-income and direct-deposit requirements. Contact LNFCU to verify availability and terms.

Call 732-323-2496 →
Important: Examples are estimates, not offers of credit. Product availability, rates, payment examples, terms, and qualification requirements may change. Contact LNFCU for current details.