Call before the payment becomes a crisis
Explain the situation and identify the loan or account involved. LNFCU can explain current policies and what information may be needed for review.
Call 732-323-2496Contact LNFCU early.
If you expect difficulty making a payment, communicating before the due date is usually more useful than waiting until the problem grows.
Prepare a simple budget
List essential income, housing, transportation, food, insurance, debt payments, and other required expenses so you understand the monthly gap.
Financial Wellness CenterAvoid expensive “rescue” schemes
Be cautious of companies demanding upfront fees, guaranteed debt elimination, or payment through gift cards, crypto, or unusual transfer methods.
Fraud AwarenessSend requested documents securely
If LNFCU asks for income, hardship, or other supporting records, use the Secure Document Center.
Secure Document CenterNo promise is made on this page: assistance options depend on account status, loan terms, applicable law, and LNFCU policy.