Signature Loans
Maximum loan is 20% of yearly income or $15,000, whichever is lower, based on credit score.
36 months12.99% APR
48 months13.99% APR
60 months14.99% APR
Loan services
Current loan rates.
Low-rate lending options with flexible repayment terms for eligible LNFCU members.
Rates and terms at a glance.
Final rates depend on creditworthiness and other underwriting criteria. Contact LNFCU for current eligibility and payment details.
Loan rates accurate as of . Contact LNFCU to confirm product availability, payment details, and final terms.
Personal-Purpose Loans
Financing for vacations and eligible wedding expenses.
Vacation loan — up to $5,000 for 2 years6.99% APR
Wedding loan — up to $15,000 for 4 years9.00% APR
New Auto Loans
Available for New Jersey vehicles only.
60 months5.25% APR
72 months6.25% APR
84 months6.99% APR
Used Auto Loans
Available for New Jersey vehicles only.
36 months5.49% APR
48 months5.99% APR
60 months6.79% APR
72 months6.99% APR
84 months7.50% APR
Share Secured
Minimum loan amount: $500.
Current rate3.00% APR
Boats & RVs
Dealer write-up required. Maximum loan: $50,000.
New — up to 120 months7.00% APR
Used — up to 84 months8.00% APR
LNFCU VISA
Maximum card limit: $10,000.
Starting rate9.99% APR
First Mortgages
Mortgage rates are provided by LNFCU's mortgage partner.
Call for current rates1-866-898-1818
Important: Not all applicants will qualify for the lowest rate listed. Rates, terms, limits, and product availability are subject to change. LNFCU NMLS #525577.