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Member Knowledge Center

Wire Transfers & Large Transfers

What to prepare, how to verify instructions, and why wire fraud deserves extra caution.

Verify before money moves.

Wire transfers can be difficult or impossible to reverse once released. Always verify recipient details and current LNFCU procedures using a trusted contact method.

Information you may need

  • Recipient name and address
  • Receiving financial institution
  • Routing or transfer identifier
  • Recipient account number
  • Transfer purpose or reference

Cutoff times and fees

Cutoff times, availability, identification requirements, and fees can change. Contact LNFCU for the current procedure before planning a time-sensitive transfer.

Call 732-323-2496

Never trust changed instructions

If payment instructions change by email, text, invoice, or phone call, stop. Confirm the new instructions using a previously known telephone number.

Review scam warnings

Secure supporting documents

If LNFCU asks for supporting documentation, use the Secure Document Center rather than ordinary email.

Secure Document Center
Fraud warning: LNFCU staff should not pressure you to send a wire because of threats, secrecy, gift-card demands, or an unexpected “safe account” instruction.

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