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NCUA Share Insurance

Understand the federal protection behind qualifying LNFCU savings.

Your savings are federally insured.

LNFCU is federally insured by the National Credit Union Administration. Coverage generally applies to qualifying share accounts and is based on account ownership categories and credit-union records.

Standard coverage

Qualifying shares are insured to at least $250,000 per individual member depositor at a federally insured credit union.

Ownership matters

Single, joint, retirement, trust, business, and government accounts may be insured in different ownership categories.

Not an investment guarantee

NCUA share insurance does not cover stocks, mutual funds, annuities, cryptocurrency, or other non-share investments.

Estimate your coverage: The NCUA Share Insurance Estimator provides an advisory calculation based on the account information you enter. Actual claims are determined by credit-union records and applicable law.

NCUA Share Insurance Estimator

Calculate estimated coverage for personal, business, and government accounts.

Open official estimator

Talk with LNFCU

Account ownership can be complex. Contact LNFCU before making decisions based on a general estimate.

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