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Savings and certificates

Current dividend rates.

Review APYs for share certificates, jumbo certificates, regular shares, and club accounts.

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Earn more on your savings.

APY means Annual Percentage Yield. Certificate fees or early-withdrawal penalties may reduce earnings.

Dividend rates and APYs accurate as of . Contact LNFCU to confirm current terms before opening or renewing an account.

Share Certificates

Minimum balance: $500.

TermRateAPY
6 months — 30 days interest early-withdrawal penalty2.00%2.01%
12 months — 30 days interest early-withdrawal penalty2.75%2.78%
24 months — 60 days interest early-withdrawal penalty2.50%2.52%

Jumbo Certificates

Minimum deposit: $100,000. An early-withdrawal penalty may apply and may reduce earnings.

TermRateAPY
6 months2.25%2.27%
12 months3.00%3.03%
24 months2.75%2.78%

Shares

All share-account rates are variable.

BalanceRateAPY
$25.01–$5,000.000.08%0.08%
$5,000.01–$20,000.000.08%0.08%
$20,000.01–$50,000.000.08%0.08%
$50,000.01 and up0.08%0.08%

Club and Student Accounts

These account rates are variable.

AccountRateAPY
Christmas Club0.08%0.08%
Vacation Club0.08%0.08%
Student Saver0.08%0.08%
All Purpose Club0.08%0.08%
Important: Rates are anticipated dividends and are subject to change without notice. For all share certificates, fees may reduce earnings. See LNFCU’s fee schedule for possible related fees and penalties.