When to review
- Marriage or divorce
- Birth or adoption
- Death of a beneficiary
- Major estate-plan change
- Opening or closing accounts
Keep beneficiary information current.
Life events can change who you want to receive account funds. Beneficiary rules vary by account ownership and applicable law, so confirm changes directly with LNFCU.
How to make a change
Contact LNFCU for the current form, identification requirements, and account-specific instructions. Do not assume a will automatically changes an account designation.
Contact LNFCUKeep records consistent
Review names, addresses, and relationship information carefully. Ask how primary and contingent beneficiaries are handled for the specific account.
Sensitive documentation
If LNFCU requests supporting legal or identity documents, use the Secure Document Center.
Secure Document CenterThis is general information, not legal advice. Estate, probate, divorce, and beneficiary questions can have legal consequences; consult an appropriate professional when needed.